Dry Powder Calculator

How Much Dry Powder Do You Have?

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Estimated Annual Spending Needs*

Estimated Annual Guaranteed Income

Estimated Annual Portfolio Income

Total Portfolio Value

% of Portfolio in Bonds

$ in Cash

Dry Powder Principle: In finance, dry powder means the cash reserves a company or individual maintains to meet obligations in times of economic stress. At Capital Investment Advisors, we translate this for the happiest retirees.

The Dry Powder Principle says investors should hold at least three years of dry powder. Dry powder refers to safety assets within your portfolio that you can sell to cover any spending gaps you might have in the event of a market pullback or correction.

To learn more, click here.

Complete the form to the left to get your results. Click on any field to get a little help on what you need to enter.

Results

CONGRATULATIONS!
Based upon the information you submitted, you are in great shape. Your income gap is currently negative meaning that you have annual income that can cover your annual spending needs. If you would like to discuss this further, we would be happy to schedule a time to chat. Click below to schedule an appointment with a member of our team.

CONGRATULATIONS!
Based upon the information you submitted, you are currently in great shape. Your income gap is currently zero meaning that you have annual income that can cover your annual spending needs. If you would like to discuss this further, we would be happy to schedule a time to chat. Click below to schedule an appointment with a member of our team.

CONGRATULATIONS!
Based upon the information you submitted, you are currently in great shape. If you would like to discuss this further, we would be happy to schedule a time to chat. Click below to schedule an appointment with a member of our team.

Based upon the information you submitted, it looks like you are currently a little short of what we recommend by using the Dry Powder Principle. If you would like to discuss this further, we would be happy to schedule a time to chat. Click below to schedule an appointment with a member of our team.

Income Gap:

Years of Dry Powder:

Dry Powder Amount:

*This information is provided to you as a resource for informational purposes only and is not to be viewed as investment advice or recommendations. There are many aspects and criteria that must be examined and considered before investing. This should not be used as your final determining factor for any decision you are making. Please note that this is simply a worksheet to serve as a guide with results completely dependent upon the user's input. The results are not expectations or assumptions of Capital Investment Advisors. It is very important that before choosing any investments, or acting upon any information, you consult directly with a financial advisor and not rely solely on online tools such as this one. Nothing in this calculator should be considered a guarantee. This calculator does not take into account many factors such as future investment or tax law changes. This is simply a snapshot of your current status based upon data entered. As always, consult your own investment advisor before making any investment decisions.